We Can Help

If you are struggling financially and find yourself unable to pay all of your bills, we can help you get past your current problems and develop a plan to move forward. If you are frustrated, confused, and are being pestered by creditors, you can call us at (209) 267 – 1381 and make an appointment for a free consultation. If you would like to learn more about your options you can click here to go to our links and resources page or click here to contact us with a question. You can click here to learn more about us and what we may be able to do for you. >


For many who come to us with their problems, bankruptcy is not the best answer. For those who could benefit from bankruptcy protection, timing can be very important and great care must be taken in sorting through the options that are available. If you are being foreclosed on or are otherwise in immediate trouble and need answers now, call us at (209) 267 – 1381 for a free consultation or click here to contact us. Mike has recorded an audio message which addresses many common questions, you can click here to hear it. >>

Free Consultations

We offer free consultations and periodically hold small seminars or workshops for anyone who needs one. There are no obligations or restrictions. Our goal is to inform people of their rights, to dispel misinformation given by creditors and others, and to explain how bankruptcy works in order to help people decide if it is right for them. Feel free to look at our resources page for more information. Whether or not you’d like us to take part in solving your problems, we can certainly answer any questions you may have and help you better understand your rights. Free consultations and workshops. >>

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